Rent-A-Center Financial Services: Cash Advances

Cash Advances

The Smart Choice

When the unexpected threatens to throw your finances off track, our Cash Advances* can get things moving in the right direction again – even if you don't have a checking account! Plus, they can save you money by helping you avoid late fees and other charges.

No checking account? No problem!

Get the cash you need until your next payday

(typically 7-31 days)

Back to Financial Services

Compare the Savings for Yourself!

See how Rent-A-Center Financial Services stacks up against late fees and charges you might otherwise face:

Cash Advances

Amount

Fee

TOTAL†

$150.00

$22.50

$172.50

Bounced Check

Amount

Fee

TOTAL

$150.00

$54.04††

$204.04

Unpaid Utility Bill

Amount

Fee

TOTAL

$150.00

$46.16††

$196.16

†Above signature loan example based on Kansas law. For signature loans Annual Percentage Rate (APR) and fees can vary depending on the term of loan and applicable state law. See State APRs for applicable APR by state. ††Bounced check and utility bill fees pulled from CFSA Web Site. See cfsa.net for more details. In Ohio, license numbers CC.700498.000 and CC.700520.000.

For cash advances, click to get started!

Not all Rent-A-Center Financial Services are available in all stores. Cash advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
*In AK, AZ, HI, CO, IA, KY and TN, cash advance customers with no checking account will receive a prepaid debit card bank account with MetaBank. There are no fees, other than a card replacement fee, for debit card accounts issued with a cash advance for 30 days from the date of maturity of the cash advance (the "Grace Period"). After the Grace Period, customary card fees apply and may be viewed at www.myVIPSelect.com. In TX, Rent-A-Center Financial Services is a Credit Services Organization. We are not the lender for your cash advance, but will attempt to arrange a cash advance through a third-party lender and will service that cash advance if issued. Texas Cash advances offered by DSI Lending Resources, Inc. Actual terms (including maximum cash advance amount) vary by applicant. DSI Lending Resources, Inc. requires certain supporting documentation with each new applicant. Complete disclosures of APR fees and payment terms are provided with each cash advance and are available from DSI Lending Resources, Inc.**Photo ID and valid check made out to person cashing check are required for check cashing. We do not cash convenience checks, temporary checks, starter checks, or checks that have been altered. Ohio license numbers CC.700498.000 and CC.700520.000. MasterCard is a registered trademark of MasterCard International Incorporated. The VIP Select Prepaid MasterCard is issued by MetaBank. See card terms and conditions located at www.myVIPSelect.com for a listing of applicable fees associated with the card and terms governing its use prior to selecting the card. The VIP Select Prepaid MasterCard is not issued in the state of New Mexico. ***Tax services not available in all locations.